Stock Market Rapids?

For the third time over the past 3 months we are getting the feeling that we are in a raft which is on the rapids. On each previous occasion the raft was able to make it to shore. The last time around there was, fortunately, a doctor in the house. One doctor named: Dr. Ben Bernanke.

We do NOT try to prognosticate the market. We are simply recording our feeling and our worries. We wonder what might happen if we do not make it to shore at some point down the road, as the rapids accelerate. Without attempting to draw any analogies, we would note that rapids sometimes culminate in another type of natural phenomena.